According to The White House, President Donald J. Trump thanked veterans in observance of Veterans Day, confirming the federal holiday today (source: The White House). U.S. federal government offices and banks observe Veterans Day, which can delay USD settlements and ACH/wire processing for traders (source: U.S. Federal Reserve holiday schedule; Nacha ACH schedule). U.S. stock exchanges remain open on Veterans Day, so NYSE and Nasdaq trade as normal (source: NYSE official holiday calendar). The U.S. bond market is closed under SIFMA guidance, pausing cash Treasury trading for the day (source: SIFMA U.S. holiday recommendations). Crypto markets operate 24/7, but fiat on- and off-ramps via U.S. banks can experience holiday-related delays (source: Coinbase Help Center; Kraken Support). Intraday crypto liquidity typically peaks during U.S. and European trading hours, so a U.S. holiday can coincide with lower depth and volumes than usual (source: Kaiko Research).